We pride ourselves on speed. For most applications with all documentation provided, a preliminary approval can be issued within **24-48 hours**. Funding typically occurs within **5 to 10 business days**, depending on the complexity of the loan and any necessary property appraisals. Our streamlined technology keeps you updated at every step.

Yes! We offer specialized programs for individuals with varying credit backgrounds. While a higher credit score can secure better rates, we also provide **Hard Money Loans and Equity-based financing** that focus more on your collateral and down payment than just your credit history. We believe in providing opportunities where traditional banks won't.

To begin, we typically require a **completed loan application**, a **valid government-issued ID**, and your **most recent three months of bank statements**. For business or real estate loans, we may also request specific property details or tax documentation. You can securely upload these through our client portal for faster processing.